Where to go to be insured
The large quantity of insurance companies, any now acts on the market of which visible advertising with promises of full safety tries to involve clients. But to a company choice with which you are going to sign the contract, it is necessary to approach very fixedly to secure, as it can be, from many probable problems. After all insurers differ from each other in many parametres. The sizes of the company, external signs of firmness, development of client base belong to similar factors. Not including such personal signs, it is necessary to direct attention to a condition of a network of branches, time of finding of the company in the market, structure of that satchel of the insurance goods which are offered by the company. Approximately, поспрашивав at acquaintances and having read articles in the Web, it is possible to estimate development the client of base of the insurer who indirectly will help to make a right choice. Naturally, to analyse reliability of insurance company it is possible only with a certain shred of probability, and occupation is better for throwing it to experts. Not including that, each client of the insurer pays the attention to the various parties of the servicing, to much very necessary seem not only only questions of contents of the contract and, for example, the level of service offered by the company.
The main moments on which it is necessary to direct the attention, the subsequent. Check a question formality, having convinced that the main constituent documents of insurance company as it should be, also that its title contains in the register of insurers. An important detail is the size of authorised capital with which the insurer operates. For autoinsurance these sums should not be less than 30 million rubles. Remember that these sizes of funds are not a personal record of the insurer, and are specified in respective legislative documents. These are small values, and, naturally, the sum of authorised capital is more, the ustoychivy position of the company. Usually this information the public companies gives all the best on websites. Not including the fixed numbers direct attention to profit and loss reports, they also will promote you to make a choice. The important factor characterising the insurer, level of payments on insured events is. Choose option suitable you, not zapamyatyvy at all this that very much the highest level of payments can testify to incorrectly made calculations or about dishonesty of the company. Low tariffs, most likely, also will not bring you happiness. Many small companies try to involve new clients, establishing presentably small level of contributions, but such policy is rather unsafe and can result in bankruptcy of the company that hardly will positively be reflected and in your financial position. Those insurers who do not open information about for itself, look avtoindent.ru rather suspiciously therefore it is better to suspend own choice on one of the public companies. Make all probable references, but with care treat both view of innumerable "third parties", and to инфы in the Web because it probably will appear in advance incorrect. Listen to view of close acquaintances which received payments in the company on which you wish to suspend own choice. Keep in mind that service of neotklonimy insurance of civilian responsibility, in other words registration of policies of the CMTPL, means a number of additional requirements to the insurer. Very essentially fixedly to study not only only version of the policy which to you will offer in insurance company and the available rules of insurance operating in it. Various insurers have various definitions of "insured event" and those conditions at which payments on them are limited.
The most pleasant way of comparison of insurance companies are published ratings with their summarised lines. To find them it is possible in the Web. At a choice of reliable rating pay attention to sources инфы. Certain insurers who usually head reliability ratings in own area.